Auto Loans

When you’re off-duty, we want you to be able to relax in the ride that you want. We can help you afford it with up to 110% financing.

As Low As

1.99 %

APR¹

Low Rates

Member Benefits

Competitive Rates

We have competitive rates on new and used vehicles! Refinance your current vehicle or use a clear title as collateral to potentially lower your rate².

Flexible Terms

Choose from a variety of repayment terms that are available. Get pre-approved for extra bargaining power at the dealership.

Local Decision Making

RMLEFCU’s application process is easy with quick, local decision-making. You’ll receive attentive, friendly service from start to finish.

Use 4 Out of 5 Services

Line of Credit (includes credit cards, overdraft protection, or a home equity line of credit)

Kasasa Checking

eStatements

Direct Deposit

Automatic Payments

Relationship Rate

Take an extra 0.5% APR¹ off our already-low auto loan rates with the Relationship Rate! Simply use 4 out of 5 services to qualify. Talk to a representative about getting qualified today!

Second Chance Auto Loan

Do you have less than stellar credit or little to no credit history? We can help. Ask about the Second Chance Auto Loan. This RMLEFCU-only member benefit can drop your auto loan rate up to 2% APR¹ if full payments are made on time during the first six months! Just one of many reasons to choose RMLEFCU for your financial needs.

Request Information

Enjoy the Perks

More Features

Refinance your current vehicle and get up to 90 days of no payments!

Variety of repayment terms available

Competitive rates on new or used vehicles²

Pre-approval available for extra bargaining power at the dealership

Extensive car buying services available through Credit Union Direct Connect (CUDC) and AutoTrek

Insurance options available

Changed Insurance Providers?

If you’ve changed your insurance providers or have a new loan, click below to submit automobile insurance.

Submit Insurance

Financing Made Easy

In this short video, Jen explains how easy it is to apply for an auto loan at RMLEFCU. As a credit union, we typically have lower rates than a traditional bank or a dealership.

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1. APR=Annual Percentage Rate. With approved credit. Some restrictions may apply. For Second Chance Auto Loans, member is responsible for the rate decrease request. Auto loan rate as low as 1.99% includes the 0.5% Relationship Rate reduction.

2. Terms and rates vary based on year, make, model, and credit rating.