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Free Kasasa Cash Checking:

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. 

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle See our website or contact 303-458-6660 one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Cash - Multi Level account qualifications are met during a Monthly Qualification Cycle, you will receive:

• Kasasa Cash – Principal Rewards: average daily balances up to and including $10,000 in your Kasasa Cash – Multi Level account earn a dividend rate of 2.471% resulting in an APY of 2.50%; and average daily balances over $10,000 earn a dividend rate of 0.4989% on the portion of the average daily balance over $10,000, resulting in a range from 2.50% to 0.68% APY depending on the account's average daily balance. 

or

• Kasasa Cash – Enhanced Rewards: average daily balances up to and including $10,000 in your Kasasa Cash – Multi Level account earn a dividend rate of 3.928% resulting in an APY of 4.00%; and average daily balances over $10,000 earn a dividend rate of 0.4989% on the portion of the average daily balance over $10,000, resulting in a range from 4.00% to 0.82% APY depending on the account's average daily balance.

You will also receive reimbursements up to the aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash - Multi-Level account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

When your Kasasa Cash – Multi Level account qualifications are not met during a Monthly Qualification Cycle, ATM withdrawal fees are not refunded and the entire daily balance in the Kasasa Cash - Multi Level account earns a dividend rate of 0.0499% resulting in an annual percentage yield of 0.05% APY. 

Dividends will be credited to your Kasasa Cash account on the first processing/business day of the following statement cycle. 

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield. APY accurate as of 11/01/2024 APY calculations are based on an assumed balance of $10,000 in your Kasasa Cash – Multi Level account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the Kasasa Cash – Multi Level account. See accompanying schedule of Rates and Service Charges for fees that may apply to this account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally Insured by NCUA. Kasasa, Kasasa Cash – Multi Level are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Cash Back Checking:

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. 

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. 

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle See our website or contact 303-458-6660 to talk to one of our branch service representatives for specific Monthly Qualification Cycle dates. 

Reward Information: 

When Kasasa Cash Back-Multi Level account qualifications are met during a Monthly Qualification Cycle, you will receive:

• Kasasa Cash Back - Principal Rewards:  You will receive 3% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.  

or

• Kasasa Cash Back - Enhanced Rewards:  You will receive 6% cash back on up to a total of $300 card purchases that post and settle to the account during that cycle period. A maximum of $18 cash back payments may be earned per Monthly Qualification Cycle. 

You will also receive reimbursements up to the aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back-Multi Level account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. 

When Kasasa Cash Back-Multi Level account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back-Multi-Level account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information: 

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the Kasasa Cash Back – Multi Level account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number.  There are no recurring monthly maintenance charges or fees to open or close this account.   Certain transaction and service fees may apply.  See accompanying schedule of Rates and Service Charges for fees that may apply to this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally Insured by NCUA. Kasasa and Kasasa Cash Back-Multi Level are trademarks of Kasasa, Ltd., registered in the U.S.A.