Health Savings Account (HSA)

Be prepared for anything. An HSA can help ensure you have the money you need to pay for medical expenses as they arise.

Request Info

Earn More

Member Benefits

Tax Savings

You can get tax deductions when you contribute to your HSA account and receive tax-free withdrawals for qualified medical, dental, vision, and other expenses2.

No Maintenance Fees

Save for qualified medical expenses with no monthly maintenance fees and no minimum balance requirements.

Enjoy the Benefits

More Features

Greater personal control over healthcare management and expenses

Prepare for qualified medical expenses

Includes free HSA debit card

Tax savings on tax deductions when you contribute to your account

Tax-free withdrawals for qualified medical, dental, vision expenses, and more2

Contributions are tax-free and can be made by you, your employer, or a third party

Funds can be withdrawn at any time3

No monthly maintenance fee

No minimum balance requirements

Unused funds remain in account year after year with no “use it or lose it” policy

Keep your HSA in your name, regardless of career or life changes

No minimum deposit to open


Must be covered under a qualified, high deductible health plan

Must not have coverage by another type of health plan

Cannot be claimed as a dependent on another person’s tax return

Cannot be enrolled in Medicare


Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

Read the FAQ

Member Praise

Not a Member Yet?

Join Now

Quick Links

How Can We Help?

1. APY=Annual Percentage Yield.
2. Consult a tax advisor.
3. You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.