What does Rocky Mountain Law Enforcement Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the accounts, products or services you have with us. This information can include:
- Name, address, Social Security Number, and income
- Account balances and payment history
- Credit history and credit scores
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Rocky Mountain Law Enforcement Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
- For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus
- For our marketing purposes—to offer our products and services to you
- For joint marketing with other financial companies
- For our affiliates’ everyday business purposes—information about your transactions and experiences
- For our affiliates’ everyday business purposes—information about your creditworthiness
- For our affiliates to market to you
- For our non-affiliates to market to you
Does Rocky Mountain Law Enforcement FCU Share?
- Yes - For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus
- Yes - For our marketing purposes—to offer our products and services to you
- No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
- Yes - For joint marketing with other financial companies
- No - For our affiliates’ everyday business purposes—information about your transactions and experiences
- No - For our affiliates’ everyday business purposes—information about your creditworthiness
- No - For our affiliates to market to you
- No - For our non-affiliates to market to you
Can you limit this sharing?
- No - For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus
- Yes - For our marketing purposes—to offer our products and services to you
- We do not share - For our affiliates’ everyday business purposes—information about your transactions and experiences
- We do not share - For our affiliates’ everyday business purposes—information about your creditworthiness
- We do not share - For our affiliates to market to you
- We do not share - For our non-affiliates to market to you
To limit our sharing
- Call 303-458-6660
- Visit us online: www.rmlefcu.org
Please note:
If you are a new member, we can begin sharing your information [30] days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call us at 303-458-6660 or go to www.rmlefcu.org
Who is providing this notice?
Rocky Mountain Law Enforcement Federal Credit Union
How does Rocky Mountain Law Enforcement Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does Rocky Mountain Law Enforcement Federal collect my personal information?
We collect your personal information, for example, when you
- open an account
- apply for a loan
- use your credit or debit card
- pay your bills
- make deposits to or withdrawals from the accounts you have with us
We also collect your peronsal information from other, including credit bureaus or other companies.
Why can't I limit all sharing?
Federal law only gives you the right to limit:
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Rocky Mountain Law Enforcement Federal Credit Union has no affiliates
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Rocky Mountain Law Enforcement Federal Credit Union does not share with non-affiliates so that they can market to you.
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Investment companies
- Insurance companies
- Other financial service providers
The Rocky Mountain Law Enforcement FCU mobile apps periodically collect, transmit, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.