Credit Builder Loan
If your credit is damaged or non-existent, there’s hope — our Credit Builder Loan can help you get in good standing.
Build Credit and Save
The loan principal is available to you as you pay it. Once the loan is paid in full, the entire balance is then given back to you!
Low Monthly Payments
Set up convenient, automatic payments to help you build credit. No money is needed to secure this loan.
Our easy application process with attentive, friendly service from start to finish will provide you with an unparalleled loan experience.
Enjoy the Perks
No money is needed to secure loan
Eligible to members 18 and older who have means to repay the loan
Low monthly installment payments
Convenient automatic payments are available
Easy application process
Quick, local decision-making
Attentive, friendly service from start to finish
Build Your Credit
Do you have little or no credit? Do you have bad credit? Lauren, a loan specialist at RMLEFCU, explains the Credit Builder Loan in this short video. The Credit Builder Loan is designed to help our members improve their credit score quickly and conveniently making it easier for them to qualify for loans, such as a mortgage, in the future.