Credit Builder Loan

If your credit is damaged or non-existent, there’s hope — our Credit Builder Loan can help you get in good standing.

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Low Rates

Member Benefits

Build Credit and Save

The loan principal is available to you as you pay it. Once the loan is paid in full, the entire balance is then given back to you!

Low Monthly Payments

Set up convenient, automatic payments to help you build credit. No money is needed to secure this loan.

Easy Application

Our easy application process with attentive, friendly service from start to finish will provide you with an unparalleled loan experience.

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More Details

No money is needed to secure loan

Eligible to members 18 and older who have means to repay the loan

Low monthly installment payments

Convenient automatic payments are available

Easy application process

Quick, local decision-making

Attentive, friendly service from start to finish

Build Your Credit

Do you have little or no credit? Do you have bad credit? Lauren, a loan specialist at RMLEFCU, explains the Credit Builder Loan in this short video. The Credit Builder Loan is designed to help our members improve their credit score quickly and conveniently making it easier for them to qualify for loans, such as a mortgage, in the future.

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