Rates
Kasasa Cash Checking
| Balance | APY | Dividend |
|---|---|---|
| When Qualifications Are Not Met | 0.05% | 0.05% |
| On Portion of Balance Over $10,000 | 0.25% | 2.00% to 0.41% |
| On Balances up to $10,000 | 2.00% | 1.98% |
Qualifications
Earning the full rewards is so easy, you’re probably already doing it! To earn your rewards, simply complete the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
· Have at least 12 debit card purchases post and settle
· Be enrolled and receive e-statement notice
· Have at least 1 automatic payment (ACH) post and settle
If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Rates
Credit Cards
| Type | Term & APR |
|---|---|
| Platinum Visa Select Card |
Current Rate is 6.75%
(Prime + 3.50%)
|
| Platinum Visa Card |
Current Rate is 12.25%
(Prime + 9.00%)
|
| Classic Visa Card | As Low as 15.75% |
Rates are subject to change without notice. Rates are based on individual credit history. All applications subject to credit qualification.
Rates
Savings Accounts
| Type | Features | APY | Dividend |
|---|---|---|---|
| Regular Savings |
Minimum balance $100 to pay dividends |
0.05% | 0.05% |
| IRA Savings |
Minimum balance $100 to pay dividends |
0.05% | 0.05% |
| Business Savings |
Minimum balance $100 to pay dividends |
0.05% | 0.05% |
| Christmas Club Account |
Minimum balance $100 to pay dividends |
0.05% | 0.05% |
Rates
Loans
| Type | Term & APR |
|---|---|
| Savings Builder Loan | 1.99% |
| 1st Mortgage | As Low as 2.50% |
| 2nd Mortgage Loans | As Low as 4.25% |
| Home Equity Line of Credit | As Low as 3.25% |
| Recreational Vehicle Loans |
As Low as 5.50% (60 Months)
As Low as 6.50% (84 Months)
|
| Motorcycle Loans (2016-2021) |
As Low as 4.25% (36 Months)
As Low as 4.25% (48 Months)
As Low as 4.25% (60 Months)
As Low as 4.75% (72 Months)
|
| Boats, Off-Road, Jet Skis, ATV, Snowmobile Loans |
As Low as 8.00% (36 Months)
As Low as 8.00% (48 Months)
As Low as 8.00% (60 Months)
As Low as 8.50% (72 Months)
|
| Classic Auto Loans | As Low as 4.49% (36 Months) |
| Signature Loans | As Low as 9.00% |
| Auto Loans (2015 and Older) | As Low as 2.99% (60 Months) |
| Auto Loans (2016 – 2021) |
As Low as 2.49% (60 Months)
As Low as 2.99% (72 Months)
|
Rates are subject to change without notice. Rates are based on individual credit history. All applications subject to credit qualification. Auto loan rates listed include the 0.5% Relationship Rate reduction.
Rates
Money Market
| Type | Features | APY | Dividend |
|---|---|---|---|
| Money Market 3rd Tier |
Minimum balance $75,000 to pay dividends |
0.20% | 0.20% |
| Money Market 2nd Tier |
Minimum balance $25,000 to pay dividends |
0.15% | 0.15% |
| Money Market 1st Tier |
Minimum balance $2,000 to pay dividends |
0.10% | 0.10% |