Rates

Kasasa Cash Checking

Balance APY Dividend
When Qualifications Are Not Met 0.05% 0.05%
On Portion of Balance Over $10,000 0.25% 2.00% to 0.41%
On Balances up to $10,000 2.00% 1.98%

Qualifications

Earning the full rewards is so easy, you’re probably already doing it! To earn your rewards, simply complete the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

· Have at least 12 debit card purchases post and settle
· Be enrolled and receive e-statement notice
· Have at least 1 automatic payment (ACH) post and settle

If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Rates

Credit Cards

Type Term & APR
Platinum Visa Select Card Current Rate is 6.75%
(Prime + 3.50%)
Platinum Visa Card Current Rate is 12.25%
(Prime + 9.00%)
Classic Visa Card As Low as 15.75%

Rates are subject to change without notice. Rates are based on individual credit history. All applications subject to credit qualification.

Rates

Savings Accounts

Type Features APY Dividend
Regular Savings

Minimum balance $100 to pay dividends

0.05% 0.05%
IRA Savings

Minimum balance $100 to pay dividends

0.05% 0.05%
Business Savings

Minimum balance $100 to pay dividends

0.05% 0.05%
Christmas Club Account

Minimum balance $100 to pay dividends

0.05% 0.05%

Rates

Loans

Type Term & APR
Savings Builder Loan 1.99%
1st Mortgage As Low as 2.50%
2nd Mortgage Loans As Low as 5.75%
Home Equity Line of Credit As Low as 3.25%
Recreational Vehicle Loans As Low as 5.50% (60 Months)
As Low as 6.50% (84 Months)
Motorcycle Loans (2015-2020) As Low as 5.25% (36 Months)
As Low as 5.25% (48 Months)
As Low as 5.25% (60 Months)
As Low as 5.75% (72 Months)
Boats, Off-Road, Jet Skis, ATV, Snowmobile Loans As Low as 8.00% (36 Months)
As Low as 8.00% (48 Months)
As Low as 8.00% (60 Months)
As Low as 8.50% (72 Months)
Classic Auto Loans As Low as 4.75% (36 Months)
Signature Loans As Low as 9.00%
Auto Loans (2014 and Older) As Low as 4.75% (60 Months)
Auto Loans (2015 – 2020) As Low as 3.50% (60 Months)
As Low as 4.00% (72 Months)

Rates are subject to change without notice. Rates are based on individual credit history. All applications subject to credit qualification.

Rates

Money Market

Type Features APY Dividend
Money Market 3rd Tier

Minimum balance $75,000 to pay dividends

0.20% 0.20%
Money Market 2nd Tier

Minimum balance $25,000 to pay dividends

0.15% 0.15%
Money Market 1st Tier

Minimum balance $2,000 to pay dividends

0.10% 0.10%

Rates

Share Certificates

Type Features APY Dividend
2 Year Share Certificate & IRA

Minimum balance $100 to pay dividends

0.50% 0.50%
3 Year Share Certificate & IRA

Minimum balance $100 to pay dividends

0.55% 0.55%
4 Year Share Certificate & IRA

Minimum balance $100 to pay dividends

0.65% 0.65%
5 Year Share Certificate & IRA

Minimum balance $100 to pay dividends

0.80% 0.80%
Kids Piggy Bank CD (Add-On Feature)

Minimum balance $25 to pay dividends

0.55% 0.55%
18 Month Share Certificate & IRA

Minimum balance $100 to pay dividends

0.45% 0.45%
12 Month Share Certificate & IRA (Add-On Feature)

Minimum balance $100 to pay dividends

0.40% 0.40%
6 Month Share Certificate & IRA (Add-On Feature)

Minimum balance $100 to pay dividends

0.35% 0.35%

Share Certificate may have a penalty for early withdrawal.

Questions?

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