Kasasa Cash Checking

Let us reward you for what you already do. Earn high dividends on your checking account balance from everyday purchases.

Open In Minutes
Yields Up To
2 %

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Member Benefits

High Dividends

Earn 2.00% APY1 on balances up to $10,000. For balances over $10,000, earn 2.00% to 0.41% APY based on the balance in account1. Earn 0.05% APY if qualifications aren’t met1.

No Monthly Maintenance Fees

Open a free checking account that pays high dividends when qualifications are met. There’s no minimum balance to earn rewards and no monthly maintenance fees.

Refunds on ATM Withdrawal Fees

Use any ATM nationwide and get a refund on fees up to $25 monthly1.

Earning Rewards is Easy

Have at least 1 direct deposit or ACH payment transaction of $500 or more post monthly

Have at least 12 debit card purchases post monthly

Be enrolled in and agree to receive eStatements


All qualifying transactions and activities must post and settle during each Monthly Qualification Cycle. If you don’t meet these qualifications, don’t worry — your account is still free, and you’ll earn our base rate. Full rewards can be earned the next cycle you qualify.

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More Features

2.00% APY on balances up to $10,0001

2.00% to 0.41% APY on balances over $10,000 depending on balance in account1

0.05% APY1 if qualifications aren’t met

Use any ATM nationwide and get a refund on fees up to $25 monthly1

No category restrictions on transactions

Add Kasasa Protect™ to your account for comprehensive fraud protection and restoration solution

Free digital banking online and on our mobile app. Updated frequently for member focused features and ease of use.

Earning Your Rewards is Easy

In this video, Jonathan explains how you can start earning on your free checking with Kasasa. He describes the difference between the Kasasa Cash and Kasasa Cash Back accounts and the easy ways to qualify. Members can sign up for Kasasa in a branch or through online banking.

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How Can We Help?

1. APY=Annual Percentage Yield. APYs accurate as of 04/01/2021. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% dividend rate on portion of balance over $10,000, resulting in 2.00% – 0.41% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. All debit card purchases are considered qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.