Kasasa Cash Back Checking

Enjoy cash back on your everyday debit card purchases and refunded ATM fees nationwide.

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Up To
2 %
Cash Back1

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Member Benefits

Cash Back on Debit Card Purchases

Earn 2.00% cash back1 on debit card purchases with no category restrictions. Get up to $72 cash back per year or $6 per month! Cash back is earned on up to $300 in purchases monthly.

No Monthly Maintenance Fees

Receive a free checking account that pays high dividends. There’s no minimum balance to earn rewards and no monthly maintenance fees.

Refunds on ATM Withdrawal Fees

Use any ATM nationwide and get a refund on fees up to $25 monthly1.

Earning Rewards is Easy

Have at least 1 direct deposit or ACH payment transaction of $500 or more post monthly

Have at least 12 debit card purchases post monthly

Be enrolled in and agree to receive eStatements


All qualifying transactions and activities must post and settle during each Monthly Qualification Cycle. If you don’t meet these qualifications, don’t worry — your account is still free, and you won’t be charged any additional fees. Full rewards can be earned the next cycle you qualify.

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More Benefits

2.00% cash back on debit card purchases1

Earn up to $72 cash back per year, $6 per month

Use any ATM nationwide and get a refund on fees up to $25 monthly1

No category restrictions on purchases

Add Kasasa Protect™ to your account for comprehensive fraud protection and restoration solution

Free digital banking online and on our mobile app. Updated frequently for member focused features and ease of use.

Earning Your Rewards is Easy

In this video, Jonathan explains how you can start earning on your free checking with Kasasa. He describes the difference between the Kasasa Cash and Kasasa Cash Back accounts and the easy ways to qualify. Members can sign up for Kasasa in a branch, on the phone, or through online banking.

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1. When monthly qualifications are met, you receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to a total of $25 per monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.