Compare Checking Accounts

There’s an account for everyone. Choose from three highly rated, totally free checking accounts to best support your needs.

Yields Up To
2 %
APY1

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Our Accounts

For the Spender

Earn up to 2%2 cash back on everyday debit card purchases with Kasasa Cash Back.

For the Saver

Earn up to 2% APY1 on total account balances up to $10,000 with Kasasa Cash.

For the Member

There’s no minimum balance required to keep our basic checking account.

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Compare Checking Accounts

Kasasa Cash® CheckingKasasa Cash Back® Checking Basic Checking
FeaturesHigh InterestCash BackMember Benefits
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FeesFREEFREEFREE
Best ForHigher BalancesDebit Card TransactionsBasic Checking
Rewards• 2.00% APY1 on balances up to $10,000
• 2.00% to 0.41% APY on balances over $10,000 depending on balance in account1
• 2.00% cash back on debit card purchases
• Earn up to $72 cash back per year, $6 per month
• Cash back earned on up to $300 in purchases monthly
• No category restrictions on purchases
• No minimum balance
• Eligible for LEO Reward Points on debit card purchases
Monthly Service Fee$0$0$0
ATM FeesRefunds on ATM withdrawal fees, nationwide (up to $25 monthly)1Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)212 Free ATM withdrawals per month in-network
Free Digital BankingYesYesYes
Free Bill PayYesYesYes
Minimum Opening Deposit$50$50$0

Member Praise

  • On more than one occasion the employees have gone above and beyond to help solve a problem with us. … read more

    Kim Katz Avatar
    Kim Katz
    5/11/2021

    I enjoy banking here. I don’t feel as though they are “out to get me” as one might expect… read more

    Tyler Avatar
    Tyler
    12/30/2020

    The first and most important thing I would say is that this Branch seems to have wonderful people, who are… read more

    Jeff Beck Avatar
    Jeff Beck
    12/02/2020
  • Good and very awesome bank for the brave men and women that serve colorado state.

    DamianFranklin Okolie Avatar
    DamianFranklin Okolie
    11/19/2020

    The staff is the greatest. They make your experience there wonderful. Best financial institution I’ve ever been… read more

    Dennis Page Avatar
    Dennis Page
    12/27/2019

    5 star ratingExcellent service and customer care. RMLEFCU offers wonderful member benefits and a personal touch to everything. I've enjoyed… read more

    David P. Avatar
    David P.
    5/14/2019
  • 5 star ratingThe staff at RMLEFCU are almost always extremely courteous and helpful. They have one employee Patrick who,… read more

    Mary C. Avatar
    Mary C.
    4/04/2019

    5 star ratingEver since I married into a police family I've used RMLEFCU, and have had nothing but wonderful experiences. Every time we… read more

    Melanie S. Avatar
    Melanie S.
    8/22/2018

    The staff at Rocky Mountain Federal Credit Union is very friendly. My wife and I have been using the credit… read more

    David Stark Avatar
    David Stark
    5/08/2018
  • They are always very helpful and friendly !!!!!

    michelle mancera Avatar
    michelle mancera
    4/25/2018

    The Rocky Mountain Law Enforcement Credit Union is my #1 Choice for all my banking and financial needs. (I have… read more

    Nani Kai Avatar
    Nani Kai
    4/21/2018

    Absolutely fantastic people great service

    Andy Bashore Avatar
    Andy Bashore
    4/20/2018
  • I love this branch! Everyone is very personable and always asks how you are doing. They are always very helpful… read more

    Bryanna Thompson Avatar
    Bryanna Thompson
    4/13/2018

    5 star ratingI can't say enough good things about RMLEFCU! I frequent the Park Meadows location and always have a great experience… read more

    Chelsea G. Avatar
    Chelsea G.
    4/05/2018

    Friendly

    Rene Ramirez Avatar
    Rene Ramirez
    6/28/2016
  • 5 star ratingSimply put, this is by far the best banking establishment around! Amazing customer service!

    Dan M. Avatar
    Dan M.
    7/29/2015

    5 star ratingI have been banking here since…well…birth. My grandfather was a police officer and opened an account for me when I… read more

    Sara B. Avatar
    Sara B.
    6/17/2013

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How Can We Help?

1. Free Kasasa Cash Checking APY=Annual Percentage Yield. APYs accurate as of 04/01/2021. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% dividend rate on portion of balance over $10,000, resulting in 2.00% – 0.41% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. All debit card purchases are considered qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
2. Free Kasasa Cash Back Checking When monthly qualifications are met, you receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to a total of $25 per monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.