Compare Checking Accounts

There’s an account for everyone. Choose from three highly rated, totally free checking accounts to best support your needs.

Yields Up To
2 %
APY1

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Our Accounts

For the Spender

Earn up to 3%2 cash back on everyday debit card purchases with Kasasa Cash Back.

For the Saver

Earn up to 2% APY1 on total account balances up to $10,000 with Kasasa Cash.

For the Member

There’s no minimum balance required to keep our basic checking account.

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Compare Checking Accounts

Kasasa Cash® Checking
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Kasasa Cash Back® Checking
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Basic Checking
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FeaturesHigh Interest
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Cash Back
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Member Benefits
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FeesFREEFREEFREE
Best ForHigher BalancesDebit Card TransactionsBasic Checking
Rewards• 2.00% APY1 on balances up to $10,000
• 2.00% to 0.41% APY on balances over $10,000 depending on balance in account1
• 3.00% cash back on debit card purchases
• Earn up to $108 cash back per year, $9 per month
• Cash back earned on up to $300 in purchases monthly
• No category restrictions on purchases
• No minimum balance
• Eligible for LEO Reward Points on debit card purchases
Monthly Service Fee$0$0$0
ATM FeesRefunds on ATM withdrawal fees, nationwide (up to $25 monthly)1Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)212 Free ATM withdrawals per month in-network
Free Digital BankingYesYesYes
Free Bill PayYesYesYes
Minimum Opening Deposit$50$50$0

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1. Free Kasasa Cash Checking APY=Annual Percentage Yield. APYs accurate as of 05/07/2020. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% dividend rate on portion of balance over $10,000, resulting in 2.00% – 0.41% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
2. Free Kasasa Cash Back Checking When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to a total of $25 per monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.