Insurance Options

RMLEFCU offers a wide variety of insurance options exclusive to our members. Take advantage of these member perks and protect yourself and your family from the unknown.

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Financial Security

Member Benefits

Accidental Death and Dismemberment (AD&D)

RMLEFCU offers a wide variety of insurance options exclusive to our members. Take advantage of these member perks and protect yourself and your family from the unknown.

Credit Life Insurance

Credit Life Insurance will pay off your loan in case of death and can be included in your loan payment.

Federal Deposit Insurance

Rest easy, the NCUA federally insures member deposits up to $250,000.

GAP Insurance

GAP covers the difference between the market value of your vehicle and the loan/lease balance.

Debt Protection

Our Debt Protection program offers you six different options based on your specific needs.

TruStage™ Life Insurance Plans

TruStage Life Insurance Policies help you protect the people who matter most in your life.

TruStage™ Auto & Home Insurance Plans

The TruStage Auto & Home Insurance Program provides top-quality protection at a discounted rate.

Mechanical Coverage Repair

Be prepared for unexpected auto repair costs with Mechanical Repair Coverage.

Other Insurance Products

LPL Financial Services provides Life Insurance, Disability Insurance, Group Insurance, and Medical Insurance.

Protect Yourself & Your Family

More Details

Accidental Death and Dismemberment (AD&D) 

As an eligible member of the Credit Union, you are entitled to receive $1,000 of 24-hour accidental death and dismemberment insurance during the open enrollment period.

There is no cost to you and additional coverage can be purchased at our group discounted rates and conveniently withdrawn from your share account quarterly.

Credit Life Insurance

Credit Life Insurance will pay off your loan in full if you, your co-applicant, or both of you were to die during the term of the loan. This coverage is available to our members at group discounted rates and can be conveniently included in your loan payment. Please contact the lending department if you would like Credit Life added to your loan.

Federal Deposit Insurance

Rest easy knowing your Rocky Mountain Law Enforcement FCU accounts are safe. The National Credit Union Administration (NCUA), an agency of the Federal Government, federally insures member deposits up to $250,000. Individual Retirement Accounts are separately insured up to $250,000 by the NCUA.

GAP Insurance

GAP (Guaranteed Auto Protection) insurance protects against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered. Oftentimes the amount you owe on the car is more than the value of your car, which is all the insurance company will cover.

GAP covers the difference between the market value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. In the event a deficiency exists, our program will cover your insurance deductible up to $1,000.

Mechanical Repair Coverage

Be financially prepared for unexpected auto repair costs with Mechanical Repair Coverage through Rocky Mountain Law Enforcement FCU. We offer better benefits at discounted prices usually hundreds less than the prices the dealerships offer.

Debt Protection

Debt Protection provides you with the peace of mind of knowing your monthly loan payments will be cancelled in the event of death, disability or involuntary unemployment.

Our Debt Protection program offers you six different options — giving you the flexibility to pick the Debt Protection package that’s right for you. Each option has specific eligibility requirements and a different range of benefits.

For complete details — including the monthly cost for each option — talk with one of our loan representatives today or call us at 303-458-6660. We can discuss this program with you, explain how it is different from traditional credit insurance, and provide you with a copy of our new Debt Protection brochure which outlines the details of each one of our Debt Protection options.

TruStage™ Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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Other Insurance Products

Other insurance products are provided by LPL Financial Services and can be obtained through Deborah Wilson at 303-458-6660 ext. 4128 or deborah.wilson@lpl.com. LPL Financial Services provides Life Insurance, Disability Insurance, Group Insurance, and Medical Insurance.

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